IMAGE
Sarah Patterson
Mortgage Originator

One Wall Street
Oneonta NY 13820


Office: (607)432-0566
Cell Phone: (607)226-0007
Fax: (607)432-9357
Email: spatterson@nbtbank.com
Business Hours: Monday through Friday – 8:00am to 5:00pm

I bring a sense of community to every mortgage transaction, as a 30+ year resident, 20+ years in real estate, and a highly active member serving on local Boards including numerous arts organizations, Rotary and real estate.  My experience can successfully guide you through the home buying, home building or home refinance process.

Still want to have personal assistance?
You can call or e-mail me to answer any of your questions or to ask for advice.
Ready to close on your mortgage quickly?
We can get your mortgage approved in minutes, rather than days or weeks!
Free Pre-qualifications
We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and I am always just a call or e-mail away!
Today's Featured Rates

15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.470%  0.250%
30 Year Fixed Rate
 Rate  APR  Points
 5.000%  5.056%  0.250%
5/1 Year Adjustable Rate
 Rate  APR  Points
 5.375%  4.006%  0.250%
3/1 Year Adjustable Rate
 Rate  APR  Points
 5.250%  3.664%  0.250%
Assumptions

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